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Bankruptcy Guide

How to Get a Pay Rise – Top 5 Tips

Image Source: https://pixabay.com/en/entrepreneur-stock-exchange-pay-1428452/ Many of us want pay rises but are too worried about asking for it. You could be concerned you’d be wasting your boss’ time, you’d be wasting your own time, or that you don’t have enough proof that you deserve it. The truth is, many of us “deserve” pay rises and it takes a... [Continue Reading]

Advantages of hiring a bankruptcy attorney

Bankruptcy is a legal status and shouldn’t be viewed as much of a negative even though it can affect your future credit, reputation and self-image. It can do more than harm especially to people or businesses who are incapable of repaying their debts due to various reasons. Filing for bankruptcy offers so much relief to those in unsustainable levels of debt. This process can be a tedious... [Continue Reading]

How Bankruptcy Assistants Work

More and more Americans are finding themselves neck-deep in debt, and as a result, more of them are filing and declaring bankruptcy. Lawyers are finding big business in bankruptcy laws and handling bankruptcy cases. But they are not the only ones finding money in helping people recover their losses and start anew. There is a new and emerging trend of bankruptcy assistance. There are actually... [Continue Reading]

5 Bankruptcy Questions To Ask Your Attorney Before Filing

If you think that being bankrupt is the worst thing that could happen to you than think again! Yes you are right…Worst is yet to come, but of course you can control and eliminate that worst scenario by simply making correct decisions! Hiring a wrong attorney for filing your bankruptcy can be like a nightmare coming true! So it is better that before hiring you do some research and make sure... [Continue Reading]

Bankruptcy and the Investor

Investing is all fun and games until someone goes broke. One hard reality which ever investor has to come to terms with is that you are not always going to gain. In a matter of six months, with bad decisions, a stock portfolio can be completely destroyed. Leaving the investor with no cash flow and no way to pay bills. There are very little options for investors who have had some bad luck other... [Continue Reading]

How To File Bankruptcy

US bankruptcy code is very specific regarding how to file bankruptcy. Bankruptcy code is very confusing and deals with all of the many different types of bankruptcy that a business or person can file. It's important to note that even though people can file different bankruptcy forms, there is still only one main bankruptcy code which deals with all of the different types of bankruptcy in the... [Continue Reading]

Unwrapping Bankruptcy

Bankruptcy is a choice many consider when faced with unmanageable multiple debts. But finance experts agree that declaring oneself bankrupt should be an indebted individual's last resort to meet his dues. It may free a person's mind from the pressure of paying his debts but it can also seriously damage the person's morale and credit history for a long time. Aside from this, people who declared... [Continue Reading]

Loan After Bankruptcy: Steps to Take Before You Apply

When it comes to a loan after bankruptcy, here are some steps you can take before applying which could increase your chances of qualifying. First, work on increasing your credit score. This is very important, because most lenders will review your credit report when deciding whether or not to extend you a loan after bankruptcy. This is true whether you are talking about a car loan after... [Continue Reading]

Bankruptcy - Getting Your Credit Back

Your bankruptcy case has gone through and you're trying to put all of this behind you. You want to get a fresh start and not make the same mistakes again in the future. It's time to start thinking about rebuilding your credit. No matter what caused you to file bankruptcy, be it from doctor and hospital bills, a divorce, a loss of your job, or perhaps even your own foolishness, you're going to... [Continue Reading]

How Bankruptcy Can Affect Your Credit History

You are laden with debt and experience grave difficulties in paying up. You work from dawn till dusk and hold two jobs, but your income is still inadequate to pay off your outstanding credit card balances. You feel like you are left with no choice but to declare bankrupt and get your debt wiped out. At least you can start on a clean slate and be more careful with your spending next time. ... [Continue Reading]